champagne finance

We had a little celebration the other day. Champagne from a little vintner in France, prosciutto wrapped melon, cardona cheese and crackers, apple slices. Funny how a fine champagne is infinitely better than an average one.

one of life's pleasures

one of life’s pleasures

This was exquisite, one of the best bottles I have ever enjoyed, and of course it tastes better shared, wine always does. But the best fun with champagne is finding value, a bottle that drinks so much better than the cost. It’s like finding treasure.

Finances are a bit like that. Most of us need to choose what we value. Chase everything, and we end up with debt. But if we focus and are willing to delay gratification we can pursue our passions.

May you choose and chase your dreams.


I just don’t want you to get hurt….

I would have been back in about 1979, I would have been 24 or so when Andie moved into our third floor suite. Newly divorced from another member of the rugby team, it was a safe place for her and TK ( my other roommate ) and I could look after her. Well it was safe except for all the germs in the kitchen from the dirty dishes that always seemed to be there…

One day Andie talked to me about about her plan to buy a batting cage and setup a little business. I immediately said, “You don’t want to do that, it’s bad idea.” She eventually decided against, but I have often wondered about my advice and why I answered that way. I was just trying to protect her. Protect her from what? She was ready to grow, to move out of her comfort zone and take a risk. I wanted her where she was, safe and broken. Maybe just like me.

Now if someone comes to me with an idea I say “Let’s look at the figures, are you willing to put in the time, what are the risks? Understand it, and then decide if it is a good idea to take the chance.”

I am not diminished by your success. I want you to grow, to succeed. After all, the rising tide lifts all boats.

So now if someone advises you against growth, be careful. They may be right, but they may be afraid of your success and want to keep you safe.

honesty is the best policy

My father told me a thousand times “Honesty is the best policy”. His father was famous in his small town for being a man who’s handshake was as good as a contract. Read the rest of this entry »


pressure molds us, do we have the will to

tectonic pressure
Atlas strains against its weight
gently swaying grass

think, type, send, then wait
each second seems an eon
airplanes laugh at miles

choose now, declaring oaths
draw blood, clasp hands, mingled souls
all roads lead to Rome